PanovaaXHappier people.
Better workdays.
One operating system.
PanovaaX is the Experience Operating System (PX OS) for modern African teams — wellbeing, benefits, payments, community and business services running on one operating layer. Built in Nigeria, for Nigerian people.
Target 2026
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Partner restaurants
Target 2026
0k
Meals redeemed
Aiming for
0.0★
Employee rating
Team pulse today
0% feeling supported
+8%
The living ecosystem
One operating layer. Four actors. Value moving every second.
PX OS is not a dashboard — it's a live network. Employers allocate, employees redeem, merchants settle and service providers deliver, all in the same continuous loop. Hover the network to follow the flow.
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Benefits delivered
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Transactions
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Merchants
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Cities
Scan · share · go
Two QR codes. Your whole team, in one scan.
Print them, share them, put them on your break-room wall. One scan and you're in.
Scan to Pay
Employees show this QR at partner spots — the till scans, receipt lands in their wallet in seconds. No cards, no cash.
Scan for App
Point any camera to install the PanovaaX app to your home screen — no store, no fuss.
The platform
Everything modern Nigerian teams need — in one warm home.
Modular by design. Every stakeholder gets a focused surface, and every module answers one question: does this make life or work easier?
A wallet that feeds you.
See your monthly allowance, track spend, and redeem in one tap via QR at any partner restaurant.
₦48,000 / 60,000
The HR control room.
Invite teams, set benefit policies, monitor participation and generate reports across departments.
Fill more tables. Skip the paperwork.
Onboard fast, publish your menu, toggle open · busy · closed, accept redemptions via QR.
Redeem with a QR.
No cards. No cash. No claim forms.
"Lunch used to be an argument. Now it's the best part of the day."
Amaka O.
Marketing · Lagos
Real-time analytics
Human support in-app.
Open a ticket in seconds, message our team, and track resolution end-to-end.
Visit supportNotifications that respect you.
In-app first, pick your own signal-to-noise.
Enterprise-grade security.
Row-level policies, audit trails, role-based access.
How it works
From invite code to jollof — in 4 steps.
Company signs up
Your HR lead registers PanovaaX and generates an invite code for the team.
Employees join
Staff join with the code, verify email, and unlock their monthly meal wallet.
Discover & pick
Browse verified restaurants across Lagos, Abuja, Port Harcourt. Save favourites.
Scan & redeem
At the counter, show your QR. Restaurant scans, receipt lands in your wallet.
Vision · Mission · Values
Why PanovaaX exists.
We're building PX OS — the Experience Operating System that sits under everyday work life: how people eat, spend, feel supported and get things done.
An Africa where every workplace runs on an operating system for human experience.
One layer connecting employees, employers, restaurants, merchants and partners — so wellbeing is infrastructure, not a perk.
Give every team one place to fund, deliver and measure employee experience.
We turn scattered benefits, spreadsheets, cash reimbursements and goodwill into a single, verifiable PX OS — instant to set up, transparent to run, and warm to use.
Fund
Employer-backed benefits & wallets
Deliver
Meals, payments, services, support
Measure
Adoption, spend & sentiment
People first
Every decision starts with the person at the till, not the line item.
Earned trust
Verified partners, auditable receipts, NDPR-aligned data handling.
Proudly African
Built in Nigeria for Naira, local food culture and local realities.
Bias to clarity
No hidden fees, no confusing tiers, no benefits nobody can find.
Dignity by design
Support should feel private, respectful and never transactional.
Who it's for
Four experiences. One warm platform.
Employees
Discover restaurants, track your meal benefit, redeem with QR, save favourites.
Join as employeeEmployers & HR
Onboard teams with an invite code, set policies, monitor spend and adoption.
Register companyRestaurants
Publish menus, toggle status, accept redemptions, view peak-time analytics.
Register restaurantWhy PanovaaX
Built for Nigeria first. Africa next.
Every decision — from pricing in Naira to onboarding in minutes — is designed for the way Nigerian teams actually work and eat.
Ready in 10 minutes
Company setup, invite code and the first wallet in under 10 minutes.
Local everything
Naira pricing, Nigerian addresses, restaurants your team already loves.
NDPR-aligned
Row-level security, encrypted transport, audit trails on every action.
Human support
Real people, in-app chat, resolved tickets you can track end-to-end.
Works at speed
QR redemption in seconds. No cards to lose, no claim forms to file.
One warm home
Meals today, transport, health, savings and business services next.
The PanovaaX ecosystem
Meals are the doorway.
Wellbeing is the destination.
We start with the meal because it's universal. Over time, PanovaaX extends into transport, healthcare, rewards, savings, marketplace, AI and business services — without redesigning what employees already love.
The PanovaaX ecosystem
Built for every part of the PanovaaX ecosystem.
PanovaaX brings together employers, employees, merchant partners, and individuals into one connected network. Whether you're providing benefits, accepting payments, or accessing everyday meals and services — there's a PanovaaX surface designed for you.
Employers
Provide meal benefits, wellbeing programs and spending allowances through one centralized HR dashboard.
- Employee benefit management
- Employer-funded wallets
- Spending controls
- Reports & analytics
Individuals
Use PanovaaX independently. Subscribe to PanovaaX Personal for wallet top-ups, rewards, and exclusive partner offers.
- Personal PanovaaX Wallet
- Optional monthly membership
- Wallet top-ups
- Rewards & partner discounts
Merchant Partners
Accept PanovaaX payments via your unique Business ID and QR code. Manage transactions and receive flexible settlements.
- QR & Business ID payments
- Merchant dashboard
- Flexible settlements
- Sales insights
Enterprise
Custom deployments for large organizations that need advanced integrations, dedicated support and SLAs.
- Custom integrations
- Dedicated onboarding
- API access
- Enterprise support
Individual and employer plan pricing is revealed during onboarding — no generic tiers on the homepage.
FAQ
Answers, before you ask.
Still curious? Reach us in-app once you sign up, or email hello@panova.ng.
Where does PanovaaX work today?+
We're live across Lagos, Abuja and Port Harcourt, with new cities rolling out monthly.
How is the meal benefit paid to restaurants?+
PanovaaX settles verified restaurants weekly in Naira, net of platform fees. Every redemption is traceable and reconciled automatically.
Do employees pay anything?+
No. Employees see their allowance, redeem within it, and only pay if they choose to top up an order themselves.
Is our HR data safe?+
Yes. PanovaaX is NDPR-aligned with row-level security, encrypted transport, and full audit logs on sensitive actions.
Can we bring our own restaurants?+
Absolutely. Invite your favourite spots and we'll onboard them — typically same-day.
What's next after meals?+
Rewards, transport, savings, healthcare partners and business services. Meals are the doorway.
Get PanovaaX on your phone.
Install the PanovaaX app to your home screen — no store, no wait. Meals, wallet, redemptions and rewards in one warm home for Nigerian teams.
3G-ready
Fast on any Nigerian network
One tap
Add to home screen instantly
NDPR
Encrypted & compliant
PanovaaX
Employee Experience · Free · Nigeria
How to install
- 1Open panova.ng/app on your phone.
- 2Tap the browser menu → Add to Home Screen (iPhone) or Install app (Android).
- 3Open PanovaaX from your home screen and sign in.
Native apps
iOS and Android store apps are coming soon — join the waitlist inside the web app to be first.
Ready to feed
your team well?
Start free — invite your first 10 employees today. No card. No contracts. Just warmer workdays.
Trusted signals
Lagos · Abuja · Port Harcourt
NDPR-aligned & encrypted
Built in Nigeria
4.9 employee rating