How you earn PBU
Your organisation allocates PBU to you across benefit categories, either to you personally or to the whole team. It appears in your account the moment it is allocated.
PanovaaX Benefit Units
PBU is how your benefits are measured
Instead of thinking in naira, your benefits on PanovaaX are measured in PBU. It keeps the focus on what you can actually do with them: meals, wellness, travel, learning and everyday services.
How PBU converts to naira
One PBU is worth ₦5,000. The conversion is exact, down to the last kobo, so a benefit of ₦7,000 is exactly 1.4 PBU. Nothing is rounded away.
₦5,0001 PBU
₦7,0001.4 PBU
₦12,0002.4 PBU
₦25,0005 PBU
PBU calculator
Type any amount to see its exact PBU value, or swap to see what PBU is worth in naira.
Equals
1.4 PBU
1 PBU = ₦5,000. Exact to the kobo. Other currencies are not available yet.
How you spend PBU
Browse the marketplace, pick an experience from a confirmed partner and pay with your benefit balance in the matching category. Prices are shown in PBU first.
How you share PBU
You can gift part of your benefit to someone you care about. They receive a claim code by WhatsApp or SMS and redeem it on PanovaaX.
Your balance stays private
Your PBU balance is hidden by default wherever it appears. Tap the small visibility button next to it only when you want to see it. It is your benefit, shown on your terms.